Title/Closings

FL & GA Real Estate Attorney

Title/ Closings

As you embark on your real estate journey, imagine having a dedicated legal partner by your side, navigating the labyrinth of property transactions with precision and expertise. Our title and closing services are not just about paperwork; they are a comprehensive solution designed to protect your investment, mitigate risks, and ensure a seamless transition of ownership. With a keen eye for detail, we meticulously search title, leaving no stone unturned to uncover any hidden issues that could jeopardize your future. We'll draft and review all necessary documents, collaborating with all parties to orchestrate a flawless closing, so you can confidently step into your new chapter, knowing that every legal aspect has been handled with care. Trust us to be your unwavering advocate in this crucial moment, and experience the peace of mind that comes with having an attorney who genuinely has your best interests at heart.

Our firm will counsel and represent you on the following items:

Listing agreement and brokerage fees
Preliminary negotiations
Details of the purchase contract
Mortgage or Deed of Trust, financing commitment, and review of loan document and lender’s policies
Property title search, review, resolving and eliminating title issues
Estoppel request and review
Survey services
Drafting of agreements and documentation
Closing, escrow, recording, and filing services
Options for in-office, in-home, or mobile closings

Every real estate transaction is unique. As your real estate lawyers we can handle complicated transactions and draft documents that a title company may not even be aware are necessary to complete the closing. We are also able to effectively work with lenders to satisfy issues and liens on the property. Our attorneys always work diligently to avoid any delays in closing.

By working with Phanco Law, P.A. you will benefit by having an experienced and knowledgeable lawyer personally dedicated to your title search and closing, while focusing solely on protecting your best interests!

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The Title Search Process

Before you can purchase title insurance, you must have a title search performed to determine if there are any issues or problems that can impact the sale or the value of the property. Those issues can include:

Public records – that bring ownership of the property into question.
Liens – that were not known or disclosed.
Questions – regarding the deed, legality of last transaction, or legitimacy of seller as owner.

Heirs – who may have a claim on the property.
Limitations – on land use or easements on the property.
Back taxes – litigation, or other financial encumbrances.
Federal – tax liens.

These issues must be identified and completely resolved before you purchase your property and before you can obtain title insurance.

Title insurance will protect you and your investment should anyone ever challenge your ownership or interest in a property. This insurance can compensate you for the value of your equity if there is a newly discovered problem with the title to your property. It can also help pay your legal costs should your ownership of a property ever be in dispute.

You will likely have more questions about title searches and title insurance. We understand that safeguarding what may be your biggest investment should never be taken for granted. Phanco Law, P.A. will go over all of the details with you and tell you about the different types of title insurance appropriate for your needs, as well as explain all of the steps in the closing process. We have years of experience working with those who are purchasing property in Florida and Georgia, and we strive to make sure your real estate transaction goes smoothly.